Is it easy to get financing for real estate in Nicaragua?

In Nicaragua the majority of sales are still completed as cash transactions.

There are situations where it could be possible to negotiate a payment plan with developers/owners. However these arrangements are not generally over a long period of time and typically require a significant upfront payment.

With pre-construction or off-plan property purchases, progress payments are structured over the construction period, which usually takes between 6-18 months.

While technically it is possible for a foreigner to get financing from local banks such as BAC and Bancentro, the process is rather convoluted and the interest rates uncompetitive when compared with the US, for example.

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